Category: Financial Wellness

Creating a Budget

As we kick off a new year, it’s the perfect time to check off a popular resolution: creating a budget. When monthly expenses begin to pile up, it’s easy to skip budget planning and hope your income covers everything, with maybe a little left over for savings. But taking time now to plan your expenses […]

Posted by Maggie Latham in Financial Wellness.

Getting Ready for Tax Season: Smart Preparation and Best Practices

Tax season can feel overwhelming, but with the right preparation, it can also be an opportunity to strengthen your financial health. Whether you’re a working professional, a family balancing multiple income streams, or a retiree managing fixed income, taking time to prepare can help you avoid stress, maximize refunds, and stay in control of your […]

Posted by Maggie Latham in Financial Wellness.

Start 2026 Strong: 5 Simple Money Moves to Make Before January

As the year winds down, it’s a natural time to reflect, reset, and get ready for what’s next. But financial wellness doesn’t have to mean big resolutions or overwhelming goals. Small steps — the ones you can do in minutes — make the biggest impact on your long-term financial confidence. 1. Review Your Spending — […]

Posted by Maggie Latham in Financial Wellness.

How to Host a Fun, Budget-Friendly Thanksgiving

Thanksgiving is one of the best times of the year to gather with family and friends, share good food, and make lasting memories. But between the turkey, side dishes, and decorations, hosting can add up fast. The good news? You don’t have to break the bank to celebrate in style. With a little planning, creativity, […]

Posted by Maggie Latham in Financial Wellness.

Budgeting Now for a Stress-Free Holiday Season

The holiday season should be about joy, not financial stress. But without a plan, extra spending on gifts, food, and travel can quickly add up—and leave you with bills long after the celebrations are over. The good news? Starting early gives you time to prepare. Set your holiday budget now. Decide how much you can […]

Posted by Maggie Latham in Financial Wellness.

Smart Budgeting Tips for Cooler Weather

Fall has arrived, and many households start to see changes in their monthly expenses. Heating costs, higher utility bills, and the approach of the holiday season can all put extra pressure on your budget. Now is the perfect time to get ahead of these shifts and set yourself up for success. Plan for higher utilities. […]

Posted by Maggie Latham in Financial Wellness.

Spooky Fun Without the Scary Price Tag: How to Prepare for Halloween on a Budget

Halloween is just around the corner—a time for costumes, candy, and community fun. But between decorations, treats, and parties, the costs can creep up quickly. The good news? You don’t need to spend a fortune to enjoy a memorable Halloween. With a little creativity and planning, you can keep the fright in the costumes—not in […]

Posted by Maggie Latham in Financial Wellness.

Back-to-School Financial Planning: Make This Season Stress-Free

Back-to-school season is exciting—but let’s be honest, it can also be expensive. Between school supplies, new clothes, tech gadgets, and extracurricular fees, the costs add up quickly. The good news? With a little planning, you can keep your budget on track and avoid financial surprises this school year. Here’s how. Set a Back-to-School Budget Start […]

Posted by Maggie Latham in Financial Wellness.

Smart Summer Spending: Your July Guide to Financial Wellness

Summer often brings sunshine, celebrations, and…spending. From backyard barbecues to family vacations and spontaneous weekend getaways, it’s easy to let your budget take a back seat. But with a few simple strategies, you can enjoy the season without putting your financial goals on ice. At Educational Community Alliance Credit Union, we’re here to help you […]

Posted by Maggie Latham in Financial Wellness.

Summer 2025 Financial Wellness Guide: Smart Strategies for a Secure Season

As we embrace the warmth and excitement of summer, it’s an ideal time to reflect on our financial well-being. Recent trends indicate a shift in consumer behavior, with many Americans adopting more cautious spending habits and prioritizing savings. Let’s explore how you can align with these trends to enhance your financial health this season. Embrace […]

Posted by Maggie Latham in Financial Wellness.

What is Home Title Theft?

Purchasing a home is a big decision. For most people, it’s the biggest purchase they will make in their lifetime. Plus, a home is so much more than an asset. It’s where we live, raise our children, entertain friends, and feel the most secure and at peace. It’s easy to understand why people would want […]

Posted by Maggie Latham in Financial Wellness.

Feeling the Pinch? Practical Ways to Ease Financial Stress

If it feels like everything costs more right now, you’re not imagining it. From higher grocery bills to increased rent and utility costs, many households are navigating the pressure of rising prices. At Educational Community Alliance Credit Union, we understand how these changes can impact not just your wallet, but your peace of mind. Financial […]

Posted by Maggie Latham in Financial Wellness.