Savings Rates

CERTIFICATE SPECIAL

In addition to the rates listed below, we are currently offering a limited-time Certificate Special (minimum deposit: $2,500) at 4.06% APY* for 36 months and 4.16% APY* for 48 months.This is a new money only special (transfers from current EducaCU deposits do not qualify) with no auto-renewals. To learn more or to open yours, contact us today.
View TIS disclosures. 

Effective as of: 12/19/2022

Last dividend declaration date: 12.31.2022
Quarterly: 12.31.2022

Current Share Rates

Account TypeInterest RateAPY*
Share Savings0.10%0.10%
Special Savings0.10%0.10%
Extra Credit Money Market0.50% - 3.00%0.50% - 3.00%
IRA Savings0.10%0.10%
Holiday Savings0.10%0.10%
Vacation Savings0.10%0.10%
5+5 Ultimate Rewards Checking0.05% - 0.50%0.05% - 0.50%

Current Share Certificate Rates

Certificate TermInterest RateAPY*
6-Month0.10%0.10%
9-Month0.10%0.10%
12-Month3.50%3.54%
18-Month 3.60%3.64%
24-Month 3.75%3.80%
36-Month0.35%0.35%
48-Month0.40%0.40%

Current IRA Certificate Rates

Certificate TermInterest RateAPY*
6-Month0.10%0.10%
9-Month0.10%0.10%
12-Month3.50%3.54%
18-Month3.60%3.64%
24-Month3.75%3.80%
36-Month0.35%0.35%
48-Month0.40%0.40%

*APY = Annual Percentage Yield.

View account fees and applicable Truth-In-Savings account disclosures.