Savings Rates

Effective as of: 12/31/2024

Last dividend declaration date: 2/28/2025
Quarterly: 12/31/2024

Current Share Rates

Account TypeInterest RateAPY*
Share Savings0.25%0.25%
Special Savings0.25%0.25%
Extra Credit Money Market0.50% - 3.04%0.50% - 3.04%
IRA Savings0.25%0.25%
Holiday Savings0.25%0.25%
Vacation Savings0.25%0.25%
5+5 Ultimate Rewards Checking0.05% - 0.50%0.05% - 0.50%

Current Share Certificate Rates

Certificate TermInterest RateAPY*
6-Month3.50%3.55%
9-Month3.75%3.80%
12-Month4.00%4.05%
18-Month 4.125%4.19%
24-Month 4.25%4.32%
36-Month 4.375%4.45%
48-Month 4.50%4.58%

Current IRA Certificate Rates

Certificate TermInterest RateAPY*
6-Month3.50%3.55%
9-Month3.75%3.80%
12-Month4.00%4.05%
24-Month4.25%4.32%
36-Month 4.375%4.45%
48-Month4.50%4.58%

*APY = Annual Percentage Yield.

View account fees and applicable Truth-In-Savings account disclosures.