Loan Rates

Current Loan Rates

Loan TypeTerms/InformationRate
Signature/Personal Loanas low as7.99%
Education/Student Loanas low as7.99%
New/Used Vehicle Loan (Cars and Trucks)as low as4.49%
New/Used Vehicle Loan (Motorcycles and Mobility)as low as4.99%
New/Used Vehicle (Recreational) as low as6.74%
Fixed-Rate Home Equity Loanas low as3.99%
Variable Rate Home Equity Line of Creditas low asPrime - 0.50%

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Loan rates effective as of December 15, 2022. Contact the credit union for custom rate and term options.

*Your interest rate and repayment terms are based on your individual credit history and may be different from rates quoted above. Educational Community Alliance Credit Union is an Equal Housing Lender.