Loan Rates

Current Loan Rates

Loan TypeTerms/InformationRate  
Signature/Unsecured Personal Loanas low as4.99%
Education/Student Loanas low as5.99%
New/Used Vehicle Loan (Cars and Trucks)as low as3.59%
New/Used Vehicle Loan (Motorcycles, Recreational, and Mobility)as low as3.74%
Fixed-Rate Home Equity Loanas low as2.74%
Variable Rate Home Equity Line of Creditas low asPrime - 0.50%

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Loan rates effective as of December 12, 2018. Contact the credit union for custom rate and term options.

*Your interest rate and repayment terms are based on your individual credit history and may be different from rates quoted above. Educational Community Alliance Credit Union is an Equal Housing Lender.