Loan Rates

Current Loan Rates

Loan TypeTerms/InformationAPR*  
Signature/Unsecured Personal LoanAs Low As9.99%
Education/Student LoanAs Low As5.99%
New/Used Vehicle Loan (Cars and Trucks)As Low As2.99%
New/Used Vehicle Loan (Motorcycles, Recreational, and Mobility)As Low As2.74%
Fixed-Rate Home Equity LoanAs Low As2.74%
Variable Rate Home Equity Line of CreditAs Low AsPrime - 0.50%

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Loan rates effective as of February 1, 2018. Contact the credit union for custom rate and term options.

*All rates expressed in terms of Annual Percentage Rate and are the lowest rates available. Your interest rate and repayment terms are based on your individual credit history and may be different from rates quoted above. Educational Community Alliance Credit Union is an Equal Housing Lender.