Certificates

rates

Grow Your Savings with Confidence

Looking for a simple way to earn more on your savings without taking on market risk? A Certificate from Educational Community Alliance Credit Union offers a secure, predictable way to help your money grow.

Whether you’re saving for a future purchase, building an emergency fund, or simply making your money work harder, we have certificate options designed to fit your goals.

Why Choose a Certificate?

  • Competitive dividend rates
  • Fixed earnings for the term you choose
  • Safe, secure savings backed by the strength of your credit union
  • Certificate options for a variety of savings goals
  • Open in minutes through Online or Mobile Banking

Banking Made Easy

There’s no need to visit a branch. If you’re already enrolled in Online or Mobile Banking, you can open a certificate anytime, anywhere in just a few simple steps.

Simply log in, choose the certificate that fits your goals, fund it from your EducaCU account, and watch your savings grow.

Your Savings Are Protected

Your deposits are federally insured by the National Credit Union Administration (NCUA) up to applicable limits (up to $250,000 per member account). We also provide additional deposit insurance through Excess Share Insurance (ESI), giving you even greater peace of mind.

Start Growing Today

Whether you’re just getting started or adding to your savings strategy, an Educational Community Alliance Credit Union Certificate is an easy way to earn more with confidence.

Log in to Online or Mobile Banking to open your certificate today, or contact us if you’d like help choosing the option that’s right for you.