Checking

ratesWe invite you to compare the features of your current checking account to the value offered by our Ultimate Rewards Checking.

The Ultimate Rewards Checking account offers these great features and benefits:

  • Earn a high dividend rate on balances up to $5,000
  • Earn unlimited ATM transactions
  • Free online bill pay with Bill Payer 24
  • No Minimum Balance
  • No monthly service fees/no per-check fee
  • Free Debit Card
  • Overdraft protection availability (restrictions may apply)
  • Direct Deposit

To receive the high dividend rate and unlimited ATM transactions offered by Ultimate Rewards Checking, you must meet the following qualifications during each monthly statement cycle:

  • Set up and receive one direct deposit
  • Authorize and receive one automatic payment from your checking account (i.e. ACH or Bill Payer 24)
  • Enroll and receive Electronic Statements (valid e-mail address is required)
  • Make a minimum of 10 debit card purchases with the Debit Card. (This card provides all the features of our ATM Card; but can make purchases of goods and services at any merchant who accepts MasterCard).

If you do not meet all of the qualifications during a monthly statement cycle, your Ultimate Rewards Checking account will still earn the declared dividend rate, instead of the high dividend rate. Remember, you have the opportunity to qualify for the Ultimate Rewards each monthly statement cycle.

It’s easy and convenient to deposit money into your checking account using DIRECT DEPOSITPAYROLL DEDUCTION, ATM CARD, or DEBIT CARD.

Don’t delay, open your Educational Community Alliance Credit Union Checking today.