Account Fees
Share Savings Accounts
Closed within 12 months $5.00
Inactive Account Fee per year-18 years or older w/o activity on any EducaCU product under that account number (i.e 1st Mortgage, VISA) $5.00
Dormant Account Closing Fee $10.00
Regulation D Transaction Fee $1.00
Undeliverable Statement/Returned Statement $5.00/month
Extra Credit Money Market Savings
Excess Number of Withdrawals Fee (after 6 per month) $25.00
Transaction Accounts
Ultimate Rewards Checking and Checking
Regulation D Transaction Fee $1.00
Manual Check Clearing Fee $5.00
A fee is imposed for overdrafts “created by checks, in- person withdrawal, ATM withdraws, or by other electronic means, as applicable
Draft Return Fee (NSF) $30.00
Sharedraft Overdraft Courtesy Pay (NSF) $30.00
ACH Return Fee (NSF) $30.00
ACH Overdraft Courtesy Pay (NSF) $30.00
ATM Return Fee (NSF) $30.00
ATM Overdraft Courtesy Pay (NSF) $30.00
Deposit Item Return Fee $10.00
Stop Payment Fee per check $30.00
Stop Payment Fee (series of checks) $30.00
Manual Return of Check with Stop Payment Order in place $16.00
Check Printing Charge Varies Statement Copy/per statement $2.00
Copy of Paid Check (First 10 free per year $4.00
Account Reconciliation/per hour (Minimum one hour) $10.00
Wire Transfer $10.00
International Wire $30.00
Account Research/per hour $10.00 (Minimum one hour)
Garnishment/levy each presentment $10.00
Credit Union Check Withdrawal $2.00
Stop Payment Request on CU Check $30.00
Travelers Checks Single$ .50/per 100
Travelers Checks Two$ .50/per 100
Gift Cheque $2.50
Loan Payment Book (re-order) $5.00
Foreign VISA Cash Advance Transaction Fee (VISA Card other than Educa CU card) by member $5.00
Foreign VISA Cash Advance Transaction Fee (non-member) $10.00
Electronic Funds Transfer Fees ATM/ATM MasterCard Debit Card
**Excessive ATM Withdraws $ .50 each over 8 per month
ATM Plus Network per transaction $1.50 Surcharge:
If you use an ATM that is not operated by us, you may be charged an ATM surcharge by the ATM operator or an ATM network utilized for such a transaction. The ATM surcharge will be taken from your account if you elect to complete the transaction
Varies Replacement Card Fee $10.00
ATM Return Fee (NSF) (Opt-in required) $30.00
Regulation D Transaction Fee $1.00
ATM/CheckCard Pin Replacement or Reactivation $5.00
ATM Card Fee (no charge with opened checking) $3.00
ATM Photocopy $40.00
MasterCard Debit Card NSF Fee (Opt-in required) $30.00
Pre-Authorized EFT’s NSF Pre-authorized Withdraw $30.00
VISA Platinum/GOLD/CLASSIC VISA Card Replacement $10.00
VISA Statement Copy/per page $1.00 VISA Late Fee $20.00