Category: Financial Wellness

Back-to-School for Your Wallet: Is Your Spending Account Making the Grade?

Back-to-school season is all about getting the most value from every dollar. Whether you’re buying school supplies, filling up the gas tank, or grabbing lunch on the go, your debit card is probably one of the most-used items in your wallet. But is it doing everything it can for you? If you haven’t explored all […]

Posted by Maggie Latham in Financial Wellness.

Looking to Save Money Each Month? The Answer Could Be in Your Driveway.

When you’re looking for ways to stretch your budget, it’s easy to focus on cutting back, making coffee at home, skipping takeout, or canceling a subscription. But what if one of your biggest opportunities to save is already sitting in your driveway? If you financed your vehicle elsewhere, refinancing your auto loan with Educational Community […]

Posted by Maggie Latham in Financial Wellness, Loans.

Back-to-School for Your Finances: Make the Switch to eStatements

Back-to-school season is all about getting organized, staying on top of important information, and preparing for what’s ahead. While you’re organizing school schedules, supplies, and calendars, it’s also a great time to simplify your financial life. One easy way to do that? Switch to eStatements. Why Choose eStatements? 📚 Safer than paper Paper statements can […]

Posted by Maggie Latham in Financial Wellness.

You Subscribe to Netflix. What About Your Future?

Every month, many of us automatically pay for the things we enjoy. Streaming services. Music. Meal kits. Fitness apps. Cloud storage. These subscriptions make life more convenient, and because they’re automatic, we rarely think twice about them. But here’s a question: What if you created one automatic subscription that benefited your future? Make Saving Automatic […]

Posted by Maggie Latham in Financial Wellness.

Summer Is for Making Memories… and Planning for Peace of Mind

Summer is filled with family cookouts, vacations, reunions, and time spent with the people who matter most. As you’re catching up with loved ones, it’s also a great time to have an important conversation about protecting one another for the future. Many people don’t think about who could help manage their finances until a medical […]

Posted by Maggie Latham in Financial Wellness.

5 Smart Tips to Know Before You Buy Your Next Car

Buying a car is a big decision. Whether it’s your first vehicle or your fifth, a little preparation can go a long way in helping you feel confident, save money, and avoid surprises. Before you head to the dealership, here are five important things every buyer should know. Know What You Can Afford It’s easy […]

Posted by Maggie Latham in Financial Wellness.

Your Financial Spring Cleaning List

A fresh season is the perfect time for a quick reset! Here’s a simple checklist to get you started:  Move idle cash into a separate savings account where it can earn more  Review your last 30 days of spending for any surprises – Check out Card Campus for help!  Set up a small automatic transfer […]

Posted by Maggie Latham in Financial Wellness.

When Does It Make Sense to Refinance Your Auto Loan?

It’s a question many members find themselves asking, especially when rates shift or monthly budgets start to feel a little tighter. At its core, refinancing is about creating more flexibility and confidence in your day-to-day finances. Refinancing your auto loan could be a smart move if: Your current rate feels higher than it should be […]

Posted by Maggie Latham in Financial Wellness.

Using Your Tax Refund to Plan for What’s Next

Tax season is not just about filing a return. It is also an opportunity to think ahead and make choices that support long-term financial stability. Using your tax refund strategically can help you prepare for future goals while building confidence in your overall financial plan. Put Your Refund to Work for the Future Rather than […]

Posted by Maggie Latham in Financial Wellness.

Turn Your Tax Refund Into a Financial Reset

For many households, a tax refund feels like a fresh start. While it can be tempting to treat it as extra spending money, using your refund thoughtfully can strengthen your financial foundation and create lasting benefits. When approached with intention, a tax refund becomes a tool for progress rather than a short-term boost. Smart Ways […]

Posted by Maggie Latham in Financial Wellness.

Understanding Tax Deductions and Credits for the 2025 and 2026 Tax Years

Understanding deductions and credits can help reduce the amount of tax you owe or increase your refund. With recently announced tax changes in effect for the 2025 and 2026 tax years, knowing which tax benefits are available has never been more important. Here’s a helpful overview of common deductions and credits that may apply to […]

Posted by Maggie Latham in Financial Wellness.

Auto Tax Benefits Explained: No Tax on Car Loan Interest

For many Americans, a reliable vehicle is essential for daily life. Recent tax changes have introduced a new potential benefit that may help offset the cost of vehicle ownership: the ability to deduct interest paid on certain qualified car loans. Previously, interest on personal auto loans was generally not deductible unless the vehicle was used […]

Posted by Maggie Latham in Financial Wellness.