Educational Community Alliance Credit Union deposit accounts can help you stay on top of managing your personal finances: We offer basic savings accounts, no-nonsense checking, higher interest-earning term share certificates and IRA accounts, to name a few. Below is a little more detail about some of our products:
Share Savings Accounts : This is the basic account one must open in order to become a member of Educational Community Alliance Credit Union. A $5.00 deposit is required. Once opened, this account opens the door to many other membership benefits, which you continue to reap as long as a $5.00 balance is maintained.
Checking Accounts: This is our signature product and it offers an opportunity to earn Ultimate Rewards with a high dividend on balances up to $5,000 by meeting the qualifications each monthly statement cycle. The basic features include no service charges, no minimum balance requirement and unlimited check writing privileges. Dividends are paid monthly.
Holiday Savings Account: The Holiday Savings Account lets you plan ahead for holiday expenses. You can make deposits of any denomination to your account by mail, visiting one of our offices, direct deposit or payroll deduction.
Vacation Savings Account: This is a secondary savings account which offers the opportunity to save for any special trip or coming vacation. Sometimes members wish to "earmark" funds for a specific purpose and choose to make deposits in an account separate from a basic savings account. The Vacation Savings account offers convenience, flexibility and control of your deposits so you have the extra money available when you need it. Deposits can be made throughout the year and withdrawn when you desire money for your much needed vacation.