Start Building Your Future Today

At Educational Community Alliance Credit Union (EducaCU), we’re here to help high school students like you start managing your money wisely, while building a strong financial future. Whether you’re saving for your first car, a new phone, or just need a smart way to manage your money with no monthly fees, we’ve got you covered.

Join us today and take the first step toward financial independence.

Why Join EducaCU?
  • Bucks for Buckeyes Account: Save and get a chance to win up to $4,000 annually with our special Bucks for Buckeyes savings program. It’s a great way to start building your financial future while having the opportunity to win big!
  • Special Savings Account: Need to save for something specific? Our flexible savings accounts let you name them based on your goals—whether it’s your first car, a new phone, or anything else important to you. Keep your goals in sight and save at your own pace.
  • No Monthly Fees: Our 2+2 = Simple Checking account is perfect for students—with no monthly maintenance fees and easy access through our mobile app, you can manage your money from anywhere.
  • Rooted in Education: EducaCU was founded by educators and has a long history of serving the education community. We’ve proudly supported teachers, school staff, and their families for years, and now we’re excited to extend that support to students as well.Curious about our story? Watch this short video to learn how EducaCU has been dedicated to the education community from the very beginning.

*Parent/guardian signature required to open an account for those under 18.

How EducaCU Helps You Succeed

At EducaCU, we know that managing money can seem overwhelming. That’s why we offer easy-to-use tools to help you take control of your finances early. Here’s what you can expect:

  • 24/7 Mobile and Online Banking – Stay in control of your accounts from anywhere. Whether it’s checking your balance, depositing checks, or transferring money, you’ve got the power to manage your money at your fingertips.
  • Comprehensive Financial Tools – Use all of EducaCU’s products and services to help you save, spend, and manage your money wisely. As you build good money habits, we’ll be here to help with life’s big milestones, like buying your first car, paying for school, or even getting a mortgage someday.
  • Personalized Support – We’re here for you with guidance and assistance every step of the way. Whether you need help opening an account or have questions about managing your money, our team is ready to support you.
Get Started Today

Ready to unlock your financial freedom? It’s easy to join Educational Community Alliance Credit Union. Whether you’re a student at Waite High School, Rogers High School, Maumee High School, or another local area school we’re here for you.
Local area high school logos

How to Join:
  1. Open an account online by following this link to our secure online application. It’s quick and easy, and you can get started right from home! If you’re under 18, just make sure to have a parent/guardian’s permission.
  2. Prefer to visit in person? Stop by our office, and we’ll be happy to help you open an account.
  3. Once you’re a member, enjoy the perks of managing your money, saving for your future, and even earning chances to win cash prizes with our Bucks for Buckeyes account.

Have questions? Contact us at 419-381-2323. Our team is ready to help you get started.

FAQs

What is a credit union?
A credit union is a not-for-profit financial institution that is owned by its members. That means we focus on serving you—not making profits.

How do I open an account if I’m under 18?
You’ll need a parent or guardian’s signature to open an account. Just have them close by or bring them along when you’re ready to sign up.

Is there a minimum balance required to open an account?
Typically, there’s a small $5 minimum deposit to open an account. However, for our youth members, we’re covering that for you! It’s our way of helping you get started on your financial journey.

Can I access my money if I’m away from home or school?
Yes! You can access your account through our mobile app or online banking, making it easy to manage your money anytime, anywhere. Plus, you can use ATMs nationwide with no fees at participating ATMs, and you’ll have access to over 5,000 shared branching locations across the country.

Do I need to be a student at a specific school to join?
EducaCU serves students, their families, and school employees in the Toledo area. If you’re attending one of our partner schools or have a family member in the education community, you’re eligible to join.

What happens if I graduate?
You can continue to be a member for life. Once you join, you’re always a member—no need to switch accounts when you move on from school.

What happens to my money in the Bucks for Buckeyes account if I don’t win the prize?
Even if you don’t win the cash prize, your savings continue to grow. You can keep building toward your financial goals with the balance in your account.

Ready to Get Started?

You’ve already taken the first step by exploring your options—now it’s time to take control of your financial future. Open your account online in just a few simple steps and start building the foundation for your financial independence. You’ve got this, and we’re here to support you every step of the way.

Start Your Application Now