Loans

Discover Our Loan Options

At Educational Community Alliance Credit Union, we offer a variety of loan products designed to meet your unique financial needs. Whether you’re planning to buy a new car, purchase a home, or need funds for personal expenses, we have solutions to support your goals. Explore our range of loans below and click through to learn more about each option.

Our Loan Products

Vehicle Loans
Drive away in your dream car or refinance your existing auto loan to save money with our competitive vehicle loan rates.
Mortgages
Find the perfect home loan for your budget and lifestyle, or refinance your current mortgage for better rates and terms.
Home Equity Loans
Leverage your home’s equity for renovations or other expenses.
Personal Loans
Cover unexpected expenses or consolidate debt with ease.
Recreation Loans
Finance your leisure activities, including ATVs, RVs, boats, and more, and enjoy life to the fullest.
Student Loans
Invest in your education with our affordable student loan options.
Credit Cards
Enjoy flexibility and convenience with our credit card offerings.

Why Choose Us?

Competitive Rates: Benefit from some of the best rates available.
Flexible Terms: Find loan terms that fit your needs and budget.
Easy Application Process: Apply online with a few simple steps.

For more information on our loan rates and terms, visit our Loan Rates Page. Ready to get started? Apply for a Loan Today or explore our Loan Payment Options for easy repayment solutions.