Author: Maggie Latham

Don’t Get Taken For a Ride: The BMV Isn’t Behind the Wheel—It’s a Scammer

Have you received a strange text lately claiming to be from the Ohio BMV? It might look something like this: “Your BMV record needs urgent verification. Tap here to update your info immediately: [suspicious link]” This is a scam. It is not from the Ohio Bureau of Motor Vehicles. Scammers are using fake texts that […]

Posted by Maggie Latham in Fraud & Scams.

WhatsApp “Funny Meme” Malware: A New Threat to Watch

A new scam is making the rounds on WhatsApp, and it is disguised as harmless fun. At EducaCU, we are committed to helping you stay informed and protected from evolving cyber threats that target mobile users every day. What Is the Scam? In late May 2025, cybersecurity researchers and major media outlets began reporting a […]

Posted by Maggie Latham in Fraud & Scams.

Summer 2025 Financial Wellness Guide: Smart Strategies for a Secure Season

As we embrace the warmth and excitement of summer, it’s an ideal time to reflect on our financial well-being. Recent trends indicate a shift in consumer behavior, with many Americans adopting more cautious spending habits and prioritizing savings. Let’s explore how you can align with these trends to enhance your financial health this season. Embrace […]

Posted by Maggie Latham in Financial Wellness.

What is Home Title Theft?

Purchasing a home is a big decision. For most people, it’s the biggest purchase they will make in their lifetime. Plus, a home is so much more than an asset. It’s where we live, raise our children, entertain friends, and feel the most secure and at peace. It’s easy to understand why people would want […]

Posted by Maggie Latham in Financial Wellness.

Feeling the Pinch? Practical Ways to Ease Financial Stress

If it feels like everything costs more right now, you’re not imagining it. From higher grocery bills to increased rent and utility costs, many households are navigating the pressure of rising prices. At Educational Community Alliance Credit Union, we understand how these changes can impact not just your wallet, but your peace of mind. Financial […]

Posted by Maggie Latham in Financial Wellness.

Simple Ways to Spring Clean Your Finances

Spring is the season of fresh starts. While you’re clearing out closets and opening the windows, it’s also a great time to give your finances a little attention. A financial check-up doesn’t have to be overwhelming. With a few quick steps, you can reset your money habits and feel more confident moving forward. Start by […]

Posted by Maggie Latham in Financial Wellness.

Fraud Trends to Watch Out for This Week

Scammers are always coming up with new ways to trick people, and this week is no exception. Here are a few of the top scams making the rounds and what you can do to protect yourself. Fake Toll Texts If you get a text saying you owe money for unpaid tolls, don’t click the link. […]

Posted by Maggie Latham in Fraud & Scams.

Check Fraud is on the Rise: Safer Ways to Pay Bills

Mailing checks has become a major risk due to increasing fraud. Thieves are stealing checks from mailboxes, altering them, and cashing them illegally. If you’re still paying bills by mail, it’s time to consider safer alternatives. Why Mailing Checks is Risky  Mail Theft – Criminals target residential mailboxes and USPS collection boxes for checks. Check […]

Posted by Maggie Latham in Fraud & Scams.

Protecting Seniors from Elder Abuse: How to Keep Loved Ones Safe

Elder abuse is a growing concern, affecting millions of seniors each year. Whether it’s financial exploitation, neglect, or emotional abuse, older adults are often vulnerable to mistreatment by scammers, caregivers, or even family members. It’s crucial to recognize the warning signs and take steps to protect our aging loved ones. Types of Elder Abuse Financial […]

Posted by Maggie Latham in Financial Wellness.