Investment Portal

Stocks & Crypto

Access Your Personalized Investment Portal Fast, Simple, and No Transfer Hassles!

We’ve partnered with InvestiFi to provide you a new investment portal and a straightforward, secure way to start building a portfolio to pursue your financial goals –all within your existing online banking experience. You can buy, sell and hold cryptocurrencies, stocks, and ETFs with no additional apps to download.

Members can seamlessly buy, sell, and hold stocks and crypto-without needing to link external accounts.

Invest instantly using funds from your checking account-skip the delays of manual transfers.
Everything in one place-manage investments directly from your online banking portal.

Make your first investment. Get $40 back*

Available to the first 100 members starting June 1, 2026!

Read through our FAQ’s

Why Invest through InvestiFi?

Investing from Checking makes it efficient to put your money to work for you —no need to transfer funds to a third party or wait for money to settle. This gives you immediate access to your funds for investment opportunities.
Utilize a secure platform to buy and sell and manage your portfolio.
The platform is designed for investors at many knowledge levels and offers a straightforward entry point to start building a portfolio tailored to your individual risk tolerance and personal goals. Whether you’re building a nest egg or just exploring investing for the first time, InvestiFi provides a smart, supportive way to begin.
Investing through InvestiFi from within the Educational Community Alliance digital banking environment allows you to manage your accounts—checking, savings, loans, credit cards, and now investments—in one place, giving you a more complete and convenient way to take control of your financial future.
Our commitment to supporting your financial goals means the investing tool includes educational resources designed to make the process clear and straightforward, no matter whether you’re a seasoned portfolio builder or just starting out.
Get a portfolio aligned to your needs and preferences with the Guided Investing feature.

Frequently Asked Questions

What is digital investing?

Digital investing means having the power to shape your financial future right at your fingertips. Because the InvestiFi digital investing platform is available within your Online Banking experience, it’s never been more accessible to secure your place in the markets. Whether you’re using a desktop, laptop, or mobile device, the user–friendly tools for trading the coins or securities of your choice are waiting for you.

Who is InvestiFi?

InvestiFi is a fintech company based in Delaware that was founded in 2020 with a goal of democratizing investing by enabling direct investing from an existing account. InvestiFi’s investment advisory services are provided through AdvisiFi, LLC, a registered investment adviser wholly owned by InvestiFi. Brokerage services are provided by InvestiFi Securities LLC, a registered broker–dealer.

What is the relationship between Educational Community Alliance Credit Union and InvestiFi?

Educational Community Alliance Credit Union has partnered with InvestiFi to integrate its digital investing platform into our Online Banking experience. This allows you to access InvestiFi’s learning and investing tools directly from within your banking interface and to invest directly from your checking account without having to transfer money to a third–party app

Can anyone invest?

No. Only account holders over the age of 18 and in good standing with the financial institution can buy, sell, or hold assets. Commercial accounts are not supported. Account holders residing in TX, ID, or NY are unable to trade.

What level of security does InvestiFi have?

InvestiFi Inc. has achieved SOC 2 Compliance, an enterprise–grade best practices standard for protecting customers’ data.

Measures taken to achieve this designation include:

Network and application layer penetration tests performed by industry leading security firms
Continuous security control monitoring using the highest possible standards
Data encryption for in–transit—using TLS—and at rest
Secure software development through a variety of manual and automatic data security and
vulnerability
Employee training for all staff on employing best practices when handling custom

Investments & Crypto

*Investment advisory services provided by AdvisiFi, LLC (“AdvisiFi”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. AdvisiFi is a wholly owned subsidiary of InvestiFi Inc (“InvestiFi”). Brokerage services are provided by InvestiFi Securities LLC (“InvestiFi Securities”) and RQD Clearing LLC (“RQD”), SEC-registered broker-dealers and members of FINRA/SIPC. Brokerage services are available only to residents of the United States and in jurisdictions where InvestiFi Securities is registered. Brokerage and advisory accounts are not held with the financial institution and are held with AdvisiFi, InvestiFi Securities, and RQD, respectively. You may check the background of these firms by visiting FINRA’s BrokerCheck. Cash and securities offered by InvestiFi Securities and held by RQD are:

NOT INSURED BY THE FDIC OR NCUA
NOT GUARANTEED
NOT FINANCIAL INSTITUTION DEPOSITS OR OBLIGATIONS
MAY LOSE VALUE

Digital assets (cryptocurrencies) are made available and held in a digital wallet maintained by SAFE Trust Company, a Wyoming trust company, not the financial institution or InvestiFi or its affiliates. SAFE is a separate entity from, and not an affiliate of Educational Community Alliance Credit Union or InvestiFi. Digital assets are (1) not federally insured; (2) not obligations of Educational Community Alliance Credit Union; (3) not guaranteed by Educational Community Alliance Credit Union; (4) heavily speculative and volatile; (5) may have associated fees; (6) may not allow account holder recourse; and (7) offered by a third party. Educational Community Alliance Credit Union may receive compensation from your purchase of digital assets. Digital assets (i.e., cryptocurrencies) held in your digital asset account with SAFE (i.e., Crypto account) are not federally insured by any government entities, including, but not limited to, NCUA. Your digital investing account does not support wallet-to-wallet transferring of your digital assets (i.e., cryptocurrencies). You should carefully consider whether buying or holding digital assets is suitable for you in light of your financial condition. Digital assets are not obligations of Educational Community Alliance Credit Union and are not guaranteed by Educational Community Alliance Credit Union. Educational Community Alliance Credit Union Investment & Crypto Launch Bonus Terms and Conditions Offer Overview: Earn a $50 bonus when you open and fund a new InvestiFi account through Educational Community Alliance Credit Unions secure online platform. Educational Community Alliance Credit Union is offering this promotional incentive to customers who open an account with InvestiFi. The bonus is paid by Educational Community Alliance Credit Union and is not contingent on any securities or digital asset transactions, trading activity, or ongoing relationship with InvestiFi. Eligibility to qualify for the $50 bonus, you must meet all of the following requirements: (1) Be an existing Educational Community Alliance Credit Union member in good standing. (2) Open a new Securities or Cryptocurrency account using the official Educational Community Alliance Credit Union platform provided by InvestiFi. (3) Make an investment in any amount up to $50 by December 31, 2026. Bonus Payment: The $50 bonus will be credited to your Educational Community Alliance Credit Union checking account within 30 days after all eligibility criteria are met. Only one bonus per member is allowed. Bonus will be reported to the IRS as interest income (Form 1099-INT or 1099-MISC), if applicable. Limitations & Disclosures: Offer valid for a limited time and may be modified or withdrawn at any time without notice. This promotion is not transferable and cannot be combined with any other investment or crypto-related offers from Educational Community Alliance Credit Union. Employees of Educational Community Alliance Credit Union are not eligible. Risk & Investment Disclosures: Investment and cryptocurrency products: (1) Are not insured by the NCUA; (2) Are not obligations of Educational Community Alliance Credit Union; (3) Involve investment risk, including possible loss of principal. Educational Community Alliance Credit Union does not provide investment or tax advice. Please consult your financial advisor or tax professional regarding your personal situation. How to Get Started: (1) Visit educacu.com/invest. (2) Follow the steps to register and fund your account. (3) Enjoy your bonus once you qualify! Investing involves risks, including the potential loss of principal. Educational materials are general in nature and should not be construed as investment advice or as a recommendation or personalized investment advice and may not be suitable for everyone. You should consider your own situation before making any investment decision. The bonus offer is made through Educational Community Alliance Credit Union. InvestiFi and its subsidiaries are not participants either directly or indirectly in this offer. No Recommendation: This bonus is not a recommendation to buy or sell any specific security or to adopt a specific investment strategy. Educational Community Alliance Credit Union has entered into a referral agreement (the “Agreement”) with AdvisiFi. Educational Community Alliance Credit Union is not an advisory client of AdvisiFi, however, certain of Educational Community Alliance Credit Union’s personnel may be advisory clients of AdvisiFi. Under the Agreement, AdvisiFi will provide compensation to Educational Community Alliance Credit Union for referring prospective advisory clients to AdvisiFi. AdvisiFi will pay Educational Community Alliance Credit Union a portion of the advisory fees it receives from your account as a referral fee. No investment advisory agreement with AdvisiFi will become effective unless and until accepted by AdvisiFi. If you have any questions about the above, please feel free to contact AdvisiFi at support@advi- sifi.co. Fees associated with your AdvisiFi account are disclosed to you as part of the AdvisiFi Form CRS and Form ADV Part 2A (Brochure) and are available at the Investment Adviser Public Disclosure website (https://adviserinfo.sec.gov/).