Auto Tax Benefits Explained: No Tax on Car Loan Interest

For many Americans, a reliable vehicle is essential for daily life. Recent tax changes have introduced a new potential benefit that may help offset the cost of vehicle ownership: the ability to deduct interest paid on certain qualified car loans. Previously, interest on personal auto loans was generally not deductible unless the vehicle was used […]

Romance Scams: Start With a Conversation

Romance scams are becoming more common and can affect people of all ages. These scams often begin through dating apps, social media, or email and can lead to emotional and financial harm. One of the most effective ways to prevent romance scams starts with something simple: open conversation. Why Talking Matters Scammers often rely on […]

Creating a Budget

As we kick off a new year, it’s the perfect time to check off a popular resolution: creating a budget. When monthly expenses begin to pile up, it’s easy to skip budget planning and hope your income covers everything, with maybe a little left over for savings. But taking time now to plan your expenses […]

Fraud Awareness in the New Year: Protect Your Financial Future

As we begin a new year, many of us take time to reflect, set goals, and look for ways to start fresh. While resolutions often focus on health, finances, or personal growth, there is one important area that deserves extra attention in 2026: fraud awareness. Financial fraud continues to evolve, becoming more sophisticated and harder […]

Getting Ready for Tax Season: Smart Preparation and Best Practices

Tax season can feel overwhelming, but with the right preparation, it can also be an opportunity to strengthen your financial health. Whether you’re a working professional, a family balancing multiple income streams, or a retiree managing fixed income, taking time to prepare can help you avoid stress, maximize refunds, and stay in control of your […]

Start 2026 Strong: 5 Simple Money Moves to Make Before January

As the year winds down, it’s a natural time to reflect, reset, and get ready for what’s next. But financial wellness doesn’t have to mean big resolutions or overwhelming goals. Small steps — the ones you can do in minutes — make the biggest impact on your long-term financial confidence. 1. Review Your Spending — […]

Holiday Scam Safety: Think You Can Spot One?

The holidays bring joy, traditions, and plenty of shopping — but they also bring a major rise in scams. The FBI warns that fraud spikes this time of year, especially online shopping scams, fake delivery alerts, imposter calls, and charity scams. At Educational Community Alliance CU, we want you to enjoy the season with confidence. […]

How to Host a Fun, Budget-Friendly Thanksgiving

Thanksgiving is one of the best times of the year to gather with family and friends, share good food, and make lasting memories. But between the turkey, side dishes, and decorations, hosting can add up fast. The good news? You don’t have to break the bank to celebrate in style. With a little planning, creativity, […]

Shop Smart: 3 Ways to Protect Yourself from Fraud This Holiday Season

The holidays are a time for giving—and for shopping! But while you’re searching for the perfect gifts, scammers are searching for opportunities to take advantage of unsuspecting shoppers. The good news is that a few smart moves can help keep your finances and personal information safe. Here are three easy ways to protect yourself from […]

Budgeting Now for a Stress-Free Holiday Season

The holiday season should be about joy, not financial stress. But without a plan, extra spending on gifts, food, and travel can quickly add up—and leave you with bills long after the celebrations are over. The good news? Starting early gives you time to prepare. Set your holiday budget now. Decide how much you can […]

Smart Budgeting Tips for Cooler Weather

Fall has arrived, and many households start to see changes in their monthly expenses. Heating costs, higher utility bills, and the approach of the holiday season can all put extra pressure on your budget. Now is the perfect time to get ahead of these shifts and set yourself up for success. Plan for higher utilities. […]

Don’t Be Fooled by AI Voice Scams

Scammers are always looking for new ways to trick people, and one of the fastest-growing threats today is AI voice impersonation. Using advanced technology, fraudsters can clone the voice of a loved one, a coworker, or even someone claiming to represent your financial institution. The scam usually creates a sense of urgency: a “relative” says […]