Don’t Let Scammers Steal Your Holiday Cheer!

3 simple ways to protect yourself from holiday shopping fraud.

The holiday shopping season is here! Between Black Friday deals, online orders, and checking off your gift list, it’s easy to get caught up in the excitement. Unfortunately, scammers are counting on that, too.

Before you click “Buy Now,” keep these three tips in mind to protect your money and personal information.

  1. If a Deal Seems Too Good to Be True, Think Twice! 

Scammers love creating fake websites, social media ads, and unbelievable holiday deals to trick shoppers into sharing payment information.

  • Shop directly from trusted retailers and websites.
  • Be cautious of social media ads offering unusually steep discounts.
  • Double-check website addresses for misspellings or suspicious links.

Quick Tip: Just because a website looks professional doesn’t mean it’s legitimate. Take a moment to research unfamiliar retailers before purchasing.

  1. Don’t Fall for Fake Delivery Notifications 

With holiday packages arriving left and right, it’s easy to believe a text claiming your delivery has been delayed or needs additional information.

Scammers often impersonate USPS, UPS, FedEx, and other delivery services to steal personal or financial information.

  • Avoid clicking unexpected delivery links in texts or emails.
  • Track packages directly through the retailer’s or shipping company’s official website or app.
  • Never provide payment information to resolve an unexpected delivery issue without verifying the request.

Quick Tip: If you receive a suspicious delivery message, skip the link and check your order status directly.

  1. Keep a Close Eye on Your Accounts 

Between holiday shopping trips, online purchases, and everyday spending, fraudulent transactions can be easier to overlook.

  • Check your accounts regularly through Digital Banking.
  • Enable transaction alerts, if available, to stay informed about account activity.
  • Report unfamiliar transactions to your financial institution right away.

Quick Tip: Reviewing your transactions takes just a few minutes and can help you catch suspicious activity early.

Shop Smart. Stay Safe. Enjoy the Season!

The holidays should be about making memories, not dealing with financial headaches.

At Educational Community Alliance Credit Union, we’re here to help you keep your finances secure. Take advantage of Digital Banking to monitor your accounts throughout the busy shopping season.

A little extra caution today can help keep your holidays merry and bright!

Posted by Amanda Elkins in Fraud & Scams.