Rates & Fees
To better serve our members, we do all that we can to keep fees at a minimum.
To see our fee schedule, click here.
Loan rates are based on Educational Community Alliance Credit Union's risk-based pricing program. The rate you pay on your loan is determined by your credit score and the term of your loan. Members with excellent credit scores will receive the very best rates; other members, who may be just starting to build their credit or who may have had past credit problems, will receive rates consistent with their credit score.
To review our most current rates, click on the appropriate link below:
Loan & Credit Card Rates, Auto and Recreational Vehicle Loan Rates
Includes Auto, Recreational Vehicles, and Home Equity Loans/Lines
Includes Savings (shares), Ultimate Rewards Checking (draft), IRA Savings, Vacation Savings, Holiday Savings, Certificates and Money Market rates.
- Rate Disclosure: Rates are subject to change without notice. Other rates and terms may apply. For more information call our office at (419) 381-2323.
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