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Borrowing

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Educational Community Alliance Credit Union offers a variety of low-cost loans, with flexible repayment terms, to meet your specific borrowing needs. Our competitive rates and flexible repayment terms can help stretch the purchasing power of your hard-earned money. Loans are available only to members who meet loan guidelines and requirements. New members can apply for a loan once membership eligibility is verified. 

Stop by or call 419-381-2323 to talk with a loan officer today.

A variety of loan options are available:

Personal: Need money for a vacation, home improvements, education expenses, debt consolidation, or any worthwhile purpose. Amounts available from $500 up to $25,000. Terms up to 60 months. 

Auto: Looking for a new set of wheels? Why not finance your auto loan with Educational Community Alliance Credit Union?  Finance up to 100% on new or used vehicles on approved credit. We can refinance your vehicle from another financial institution which may reduce your interest and/or monthly payments and SAVE you money. 

Fixed Home Equity or Flexible Home Equity Line-of-Credit: Large expenses coming your way? Kids off to college, home additions, home repairs, dream vacation, consider a loan with the best possible rate and benefits. Consider Educational Community Alliance Credit Union. 

Motorcycle, RV, Boat: Let's face it, we like to play. Recreation has proven to be very therapeutic. Talk with us. We may be able to help you have a little more fun by financing your next motorcycle, RV or boat. 

Other: We offer other loans including Share Savings Secured / Share Certificate Secured, Student Loans, and Tuition Loans. For educational loan rates, click here.

Whatever your borrowing need, check with us first. All loan requests are processed in a prompt and confidential manner.

TO APPLY for a loan please click here.